Learn · Retirement basics
The basics, that actually stick.
Annuities, tax, withdrawals, estate. Seven guides covering the things everyone thinks they should already know, and almost no one does, explained in plain English.
Living annuity vs life annuity.
Two words, two completely different retirements. The trade-off, in one paragraph.
4 min readThe retirement number that actually matters.
Hint: it's probably not the one on the proposal. Here's how to work out what you'd actually need.
4 min readTFSA, RA, or both?
The right mix depends on three things. Here they are, in the order that matters.
5 min readWhat happens to your money when you die.
It's often not explained well. We'll walk you through the basics, gently.
4 min readDrawdown rates, without the maths.
How much you can safely take each year, and what "safe" actually means in practice.
3 min readSection 37C, in a paragraph.
The law that decides who inherits your retirement fund. It's not who you think.
3 min readWhen can you access your retirement savings?
Age thresholds, early withdrawal rules, what the tax looks like. A straightforward reference.
See where you actually stand.
Use SimVida to pull your retirement savings, policies, and cover into one view. Free for you to use.