Treat a financial-health indicator the way you treat a dashboard warning light. It tells you to look. It does not tell you what is wrong.
An indicator can identify patterns and questions. It cannot know your whole life or make a suitable recommendation on its own.
A colour, score or possible gap may be built from information you entered, documents available and general assumptions. It may not reflect health, family agreements, tax complexity, product wording, emotional priorities or a change that happened yesterday. It cannot determine whether you qualify for a product or whether a particular action is right.
That boundary makes the indicator more useful, not less. Verify the input, understand what the measure covers and decide whether qualified help is needed.
Try this now
Open one indicator and answer three questions: What does it measure? Which inputs drive it? What important context does it leave out? Save the answers beside the score.
Ask your advisor
- Does this signal match the facts in my wider plan?
- What evidence would confirm or dismiss the concern?
- Which decisions require personal advice?
Simvida indicators are educational and diagnostic. They do not constitute financial, tax, legal or product advice.